National Bank of Cyprus strengthens positions: Lending and profit growth supports the economy

National Bank of Cyprus (Ethniki) has demonstrated robust financial results, confirming the effectiveness of its chosen development strategy. The key growth driver was new lending, which reached 1.3 billion euros in 2025, strengthening the bank's role in financing business and investment. The institution's total assets grew to 2.7 billion euros, showing a significant 128% increase year-on-year.

Profitability indicators also showed positive dynamics: operating profit amounted to 23.6 million euros, an increase of 39%. At the same time, the bank improved its expense management efficiency, reducing the cost-to-income ratio to 47.6%. High asset quality and financial base stability are confirmed by a low non-performing loan ratio of 0.7% and a strong CET1 capital adequacy ratio of 19.7%.